Pet owners who want more than just coverage for their dogs and cats can find what they need from Nationwide Mutual Insurance Company when it comes to pet insurance. This is especially true for owners of exotic pets. Plans are available for animals that are typically excluded from coverage by pet insurance providers, such as turtles, hedgehogs, and potbellied pigs.
At the present time, Nationwide Pet Insurance is providing coverage for more than a million pets. There is also a pet major medical plan available from Nationwide, which places a limit on the benefits that can be received for each condition for pet owners who are looking for financial protection against only major health issues.
The company has its headquarters in Columbus, Ohio, and provides a wide variety of insurance products and financial services. Because of this, it is an excellent choice for anyone who prefers to bundle their insurance policies. In addition to providing insurance for pets, the company also provides insurance for automobiles, homes, lives, and many other things.
In-Depth Coverage and Features Within the confines of Nationwide Pet Insurance
While the majority of companies that sell pet insurance only cover domesticated cats and dogs, Nationwide enables customers to acquire protection for a wide variety of animals, including the following:
- Amphibians
- Chameleons
- Chinchillas
- Ferrets
- Geckos
- Gerbils
- Goats
- Guinea pigs
- Hamsters
- Hedgehogs
- Iguanas
- Lizards
- Mice
- Opossums
- Pigs with potbellys
- Rats
- Rabbits
- Snakes
- Sugar gliders
- Tortoises
- Turtles
Available Plans
You can choose from a number of different pet insurance plan options made available by Nationwide, including a wellness plan, an injury plan known as Major Medical, and an injury and illness plan known as Whole Pet (Wellness). With a Nationwide pet insurance plan, you have the freedom to seek treatment from any qualified veterinarian, wherever they may be located in the world.
There are many different types of pets and pet owners, which is why Nationwide Pet Insurance provides customers with a variety of insurance plans to choose from. Their coverage options range from accident-only policies to all-inclusive packages that include protection against illness as well as wellness care. In addition, they provide options for supplemental coverage, such as dental care and protection against hereditary conditions.
Pet owners who have insurance through Nationwide Pet Insurance have the freedom to choose their own veterinarian and can go to any licensed veterinarian in the United States or Canada for treatment for their animals. They can also submit claims online or through a mobile app, which makes it easy for them to manage both their coverage and their expenses.
The availability of a pet helpline that is open around the clock and is staffed by qualified veterinarians is one of the distinguishing characteristics of Nationwide Pet Insurance. The helpline is available 24 hours a day, seven days a week for pet owners to call and get answers to their questions and receive direction on matters pertaining to the health of their pets.
Which Breeds of Dogs Are Excluded from Coverage?
There is a list of dog breeds that Nationwide Pet Insurance will not cover under their various policies. The list can be found on their website. This is due to the fact that these dog breeds are regarded as high-risk breeds and have a greater propensity for engaging in aggressive behavior, resulting in personal injury, or causing damage to property. As a result, it is more likely that dogs of these breeds will be involved in these types of incidents.
Wolf hybrids, the American Bandogge Mastiff, the Boerboel, the Cane Corso, the Caucasian Ovcharka, the Dogo Argentino, the Fila Brasileiro, the Perro de Presa Canario, the Pit Bull Terrier, the Presa Canario, and the Tosa Inu are some of the breeds that can be found on this list.
The Pricing Plan
The monthly premiums for pet insurance policies purchased through Nationwide begin at $35 and increase depending on the type of coverage and animal in question. The Whole Pet plan from Nationwide provides reimbursement levels of either 50 or 70 percent, a coverage limit of $10,000 annually, and there is no lifetime maximum for the benefits. Major medical plans typically reimburse a predetermined amount for each ailment, regardless of how much the treatment actually costs.
You can get a quote online to see what your potential costs might be, but keep in mind that the price of your plan can be affected by factors such as the kind of pet you have and your location. You can get a quote online to see what your potential costs might be. The only deductible amount available through Nationwide is $250.
The cost of a monthly Wellness Plus coverage plan premium can range anywhere from $17 to $22 depending on the location of the policyholder and the type of pet being insured.
Claim Nationwide makes it relatively simple to submit a claim for pet insurance and provides a wide variety of different ways for customers to do so. When you log in to the Nationwide Pet Access Account page at my.petinsurance.com using either a desktop computer or a mobile device, you will have the option to report a claim. You can also choose to file a claim through the traditional channels of snail mail, electronic mail, or fax.
The majority of claims are processed within five days (provided that all of the necessary claim information is submitted), and Nationwide will contact you by phone or email to confirm that the claim has been received and is in the process of being processed.
If you have a Chase Payments account, you have the option of selecting direct deposit as the method by which you will be reimbursed for your claim. If you do not wish to proceed in this manner, Nationwide will make arrangements for a different mode of payment for you, which will most likely take the form of a paper check.
Does Your Pet’s Age Affect Your Nationwide Pet Insurance Premium?
When determining the cost of your pet’s insurance, one of the factors that are taken into consideration is their age. It is more likely that older pets will develop health problems as they get older. This results in an increase in the costs associated with their care, which in turn leads to an increase in the premiums required to cover them under their pet insurance policy. According to the information provided by Nationwide, as long as your pet is enrolled in coverage prior to the age of 10, and as long as you do not allow that coverage to lapse, your pet will not be removed from your insurance plan due to age.
How Do I Get Access to the Nationwide Pet Insurance That Is Available For Your Pet?
Check out the website for Nationwide Pet Insurance here: In your web browser, navigate to the address www.petinsurance.com. When you click this link, you will be brought to the main page of the Nationwide Pet Insurance website.
Simply hit the button labeled “Get a Quote”: You will find a green button on the homepage labeled “Get a Quote.” This button is located near the top of the page. Simply start the process of getting a quote for your pet’s health insurance coverage by clicking on this button.
Enter information about your pet: You will be prompted to enter information about your pet, such as their breed, age, and any pre-existing conditions they may have had. With this information, Nationwide Pet Insurance will be able to determine which types of coverage will be most beneficial for your pet.
Choose the appropriate protection plan: Following the submission of the requested information, Nationwide Pet Insurance will present you with a number of different coverage options from which to select. Examine each plan in great detail, and then choose the one that caters to both your requirements and your financial constraints the most. Accident-only coverage, basic medical coverage, or comprehensive coverage that also includes preventative care are some of the options that may be available to you.
Review Your Application: Once you have decided on a coverage plan, you will be asked to review the policy details, including the deductibles, co-pays, and coverage limits. You will then be asked to confirm your selection. Be sure to give this information a careful read in order to ensure that you have a complete understanding of the things that are covered and the things that are not covered. After reviewing the specifics of the policy to your satisfaction, you can then choose to proceed to the next step in the process.
You will need to provide your contact information as well as payment information in order to finish the enrollment process. In order to do so, you will need to provide both of these pieces of information. Your name, address, telephone number, and method of payment will all be included in this (such as a credit card or bank account).
Complete your enrollment: as soon as Nationwide Pet Insurance has received and processed your payment, your pet will be covered under the policy. You will get a confirmation email or letter with the specifics of your coverage, including your policy number and any other information that you might require at that time. From this location, you will be able to manage your coverage, submit claims, and perform a variety of other account-related tasks by logging into your account online or over the phone.